Privacy Statement
The Co-operatives Housing Societies Association of NSW Ltd is strongly committed to protecting your privacy while interacting with our company, products and services. We want to provide a safe and secure environment for you.
The purpose of this Privacy Policy is to tell you the kind of information we may gather about you when you visit our site, how we may use that information, whether we disclose it to anyone, the choices you have regarding our use of, and your ability to correct this information. Our policy allows you to choose what kind and how much information you provide to us and to control how we use whatever information you give us. Our goal is to provide you with a satisfying experience while allowing you to control your privacy and to give you a means to voice any questions or concerns you may have.
This policy applies only to The Co-operatives Housing Societies Association of NSW Ltd and not to other companies' or organisations' websites to which The Co-operatives Housing Societies Association of NSW Ltd is linked.
Collection of information
Information is collected from you primarily to make it easier and more rewarding for you to use our services. Depending on the service you are accessing, you could be asked to provide information such as your name, your company contact details, email address, billing address, bank account details or credit card number in order to provide that service or product to you or information about your likes and dislikes. It is entirely your choice whether to respond to these questions or not.
Use of anonymous information
The Co-operatives Housing Societies Association of NSW Ltd automatically gathers anonymous information to monitor the use of the CThe Co-operatives Housing Societies Association of NSW Ltd website like the numbers and frequency of visitors very much like television ratings that tell the networks how many people tuned in to a program. We only use such data in the aggregate. This collective data helps us determine to what extent our audiences use parts of the site so we can improve our website to assure that it is as appealing as we can make it for as many users as possible. The Co-operatives Housing Societies Association of NSW Ltd may publish or provide this aggregate data to other people.
Use of personal information
The Co-operatives Housing Societies Association of NSW Ltd will only use the personal information you have chosen to provide us for the purpose for which you provided it. The Co-operatives Housing Societies Association of NSW Ltd will not use it for any other purpose without your consent.
Disclosure
There will be occasions where it will be necessary for The Co-operatives Housing Societies Association of NSW Ltd to disclose your personal information to third parties. The Co-operatives Housing Societies Association of NSW Ltd may be required by law to disclose the information or may be required to disclose your personal information to third parties to provide the service you have requested. However, the disclosure will only be made where it is necessary to fulfil the purpose for which you disclosed your personal information. Otherwise than stated above, we do not disclose personal information that you may give us, such as your name, address, email address or telephone number, to any organisation or person outside The Co-operatives Housing Societies Association of NSW Ltd unless you have authorised us to do so. For example, when you contribute to an online forum you may want to publish your name and email address.
No sale of personal information
Under no circumstances will The Co-operatives Housing Societies Association of NSW Ltd sell or receive payment for licensing or disclosing your personal information.
Interacting with The Co-operatives Housing Societies Association of NSW Ltd
There are many interactive features on the The Co-operatives Housing Societies Association of NSW Ltd website that you can contribute to. These include: feedback forms, registration forms, enquiry forms and email.
When interacting with the The Co-operatives Housing Societies Association of NSW Ltd website, we suggest that you use your discretion and exercise caution when providing your personal information. Ultimately, you are solely responsible for maintaining the secrecy of your passwords and/or any personal information. Be responsible whenever you are online.
Access and correction: personal data
The Co-operatives Housing Societies Association of NSW Ltd holds your personal information we will where possible provide you with access to the information. The Co-operatives Housing Societies Association of NSW Ltd will take reasonable steps to correct the information so that it is accurate, complete and up to date.
Security
The Co-operatives Housing Societies Association of NSW Ltd operates secure data networks that are designed to protect your privacy and security.
Complaints about privacy
If you have any complaints relating to online privacy issues on our websites, please notify The Co-operatives Housing Societies Association of NSW Ltd. While The Co-operatives Housing Societies Association of NSW Ltd accepts no liability for any material or links posted to the service, we will investigate all complaints.
Changes to The Co-operatives Housing Societies Association of NSW Ltd privacy policy
If we decide to change the The Co-operatives Housing Societies Association of NSW Ltd Privacy Policy, we will post those changes here.
Disclaimer
The Co-operatives Housing Societies Association of NSW Ltd, their directors, officers, employees, service providers and associates ("CHS Home Loans") believe that all information, advice and opinions provided are correct at the time of compilation and delivery, however they do not warrant the accuracy of that information, advice or opinion. Save for any statutory liability which cannot be excluded, The Co-operatives Housing Societies Association of NSW Ltd further disclaims all responsibility for any loss or damage which may be suffered by any person relying upon such information, advice or opinion 'whether that loss or damage is caused by any fault, breach of contract or negligence on the part of The Co-operatives Housing Societies Association of NSW Ltd or otherwise. This disclaimer extends to any entity which may provide any information, advice or opinion and in which The Co-operatives Housing Societies Association of NSW Ltd have an interest or relationship. CThe Co-operatives Housing Societies Association of NSW Ltd recommends that all potential purchasers or subscribers seek independent advice from professional advisers, including accountants, legal practitioners or financial advisors.